Attention homeowners in Kihei and Maui County: Get an Appraisal today!
Here are the top reasons Hawaii homeowners use Appraisal Express HI, LLC:
Need help determining the price of your house in or near Kihei, Hawaii?
We at Appraisal Express HI, LLC understand the special needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Appraisal Express HI, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. Appraisal Express HI, LLC is qualified in helping customers just like you do away with unneeded PMI insurance.
Challenge Maui county's assessment of your property
Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. This means you are paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Appraisal Express HI, LLC is your #1 weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your house is near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. An appraisal from Appraisal Express HI, LLC can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Do you need a professional to double-check your appraisal for precision, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Appraisal Express HI, LLC offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. Even though this is usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.