Need an appraisal in Kihei or Maui County?
See the top reasons Hawaii homeowners call on Appraisal Express HI, LLC:
Own a house in or near Kihei, Hawaii and need help determining the value of it?
We at Appraisal Express HI, LLC understand the individual needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We are experienced in helping folks just like you remove unwanted and unneeded PMI insurance.
Challenging property tax assessments
Lets say you live in a local area that is declining -- your local tax assessor may have your home overvalued. This only means you are paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Appraisal Express HI, LLC is your best weapon.
Recently got a freeze your HELOC?
If your house is in or near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. Appraisal Express HI, LLC can help you reinstate your home equity line of credit with a professional appraisal.
Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for verity, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Appraisal Express HI, LLC can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Appraisal Express HI, LLC can We can assist you. Even though this is usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.