Need an appraisal in Kihei or Maui County?
Here are the top seven reasons Hawaii homeowners call on Appraisal Express HI, LLC:
Do you own a home in or near Kihei? Do you need help deciding the value of your real estate?
We at Appraisal Express HI, LLC understand the particular needs of a homeowner seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our non-traditionalclient, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Appraisal Express HI, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value assessment than yours.
PMI Removal Appraisals
A popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We're experienced in helping clients just like you rid themselves of undesirable PMI insurance.
Challenging Maui county's assessment of your property
If you live in a region that is going down or not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Appraisal Express HI, LLC is your perfect weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can this be unsuitable from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Appraisal Express HI, LLC can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just been handed a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for preciseness or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Appraisal Express HI, LLC offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.